Is Obamacare free? No, is not free. It’s a law that requires mandatory insurance. Share Frequently Asked Questions - ACA - Obamacare FAQsCan I get financial assistance during a Special Enrollment Period?How do I apply for coverage during a Special Enrollment Period?How Does Obamacare Work?How long do I have to enroll after a qualifying life event?How much is Obamacare per month?Is Obamacare available to everyone?What are the advantages of ACA?